Alpha's 46 AI financial analysis modules
From a 30-second quick decision to a Buffett-style fundamental audit, every module is calibrated to deliver actionable analyses. All powered by the 14 leading AIs (Claude, GPT, Gemini, Mistral, Cerebras…) you choose and pay for at the official rate — BYOK.
Table of contents
⚡ Quick decision (2) · 📊 Fundamental analysis (8) · 🌍 Macro & risk (4) · 🪙 Crypto (2) · 📡 Sentiment (4) · 🛠 Tools (3) · 🇫🇷 Taxation (2) · 🧠 Memory (2) · 💼 Personal finance (16) · 🎁 Advanced V11-V12 (10)
⚡ Quick decision
Quick Analysis — 30-second verdict
Type a ticker (NVDA, BTC, "European luxury market") and the AI gives you in 30 seconds a BUY / SELL / HOLD verdict with a 0-100 score and a 5-axis breakdown: valuation, growth, risk, sentiment, diversification (portfolio mode). Ideal for the first reflex before digging deeper or to quickly validate intuition.
Watchlist + Daily Brief
Add tickers to your watchlist and the app generates each morning a brief of 24h news, price moves, and important signals on your positions. Native web search via Perplexity or Grok for ultra-fresh data. Perfect to stay informed without scrolling Twitter.
📊 Fundamental analysis
Research Agent — full multi-angle analysis
The most exhaustive module. Provide a ticker, the AI agent produces ~6-12K tokens of analysis covering fundamentals, valuation, risks, catalysts, sector comparables, competitive position. Web search optional for fresh data. Structured output to serve as a basis for an investment note.
10-K Decoder — Buffett-style value analysis
Drop the annual report (10-K, 20-F, French URD reference document) and the AI extracts: moat (durable competitive advantage), ROIC, management quality, capital allocation signals, accounting red flags, dilution. Buffett format: you seek "wonderful companies at fair prices." Run once a year at earnings publication.
DCF Calculator — intrinsic value
Complete Discounted Cash Flow in 30 seconds. Enter current FCF, growth Y1-5 / Y6-10, terminal growth, WACC, net debt, diluted shares. The AI produces a 10-year projection, Gordon terminal value, 3×3 sensitivity (WACC ± 1% × Growth ± 1%), margin of safety, UNDERVALUED / FAIR / OVERVALUED verdict. To validate a long-term high-conviction buy.
Investment Memo — structured institutional memo
Provide bull case (3-5 reasons), bear case, 12-month catalysts, financial data. The AI writes a hedge-fund-style structured memo: thesis statement, risk/reward, position sizing recommendation, exit triggers. To formalize a thesis before a high-conviction buy, or share it (IRR, investment club, team).
Pre-Mortem — devil's advocate
Describe your investment thesis in detail. The AI "imagines you've lost money" and gives you the 5 most likely reasons for failure. Charlie-Munger-style perspective inversion. Use before a major commitment, or when your conviction feels "too obvious."
Stock Screener — fundamental discovery
Define your criteria (P/E < X, ROIC > Y, debt < Z, sector, market). The AI scrolls its corpus + the web to propose 10-15 exact candidates with quantified rationale for each. Markets: US, EU, FR, UK. Styles: value, quality, growth, dividend, deep value.
Portfolio Audit — Buffett-style audit
Deep audit of an entire portfolio (imported from Wealth or pasted manually). 8 sections: concentration, valuation, narrative fatigue, red flags, conviction × potential matrix, decorrelation, action recommendations, global 0-100 score. Distinct from the Rebalancer (tactical) — this is honest fundamental criticism, "letter to a smart investor" style.
Trade Journal — pattern & bias detection
Paste your past trades (CSV or paragraphs). The AI detects recurring patterns: you sell winners too early, double down on losers, your real edge is sectoral, your volatility increases in the morning… Actionable insights to improve as a trader/investor. Refresh quarterly.
🌍 Macro & risk
Macro Dashboard — current regime and scenarios
Auto mode with live web search, or manual mode where you provide your inputs. Synthesis of the current macro regime (rates, inflation, growth, dollar, yield curve, HY OAS) + 3 scenarios at 3-12 months (base, bull, bear) with expected impact on asset classes. Run at the start of each month or on each important shift (FOMC, CPI, election).
Stress Test — 6 extreme macro regimes
Describe your portfolio (1 line per asset). The AI simulates the expected impact across 6 extreme scenarios: 2008-style recession, 70s stagflation, COVID crash, hyperinflation, major war, 1970s rate shock. Output: estimated drawdown per scenario, contributions per position, hedge recommendations.
Portfolio Rebalancer — target allocation
Provide your current positions + risk profile (1-5) + conviction level. The AI computes the target allocation and proposes a list of risk-adjusted trades to get there. Use 1-2× per year or after a major market move.
Battle Mode — 2-asset 5-round debate
NVDA vs AMD? Bitcoin vs Ethereum? Apple vs Microsoft? The AI plays both sides in 5 structured rounds: valuation, growth, risks, catalysts, final verdict. When you hesitate between 2 candidates for the same thesis.
🪙 Crypto
Crypto Fundamental — tokenomics and valuation
Type the symbol (ETH, SOL, AVAX). Auto-fetch CoinGecko for market data. The AI produces: tokenomics (supply, inflation, upcoming unlocks), annualized revenue / fees, P/F ratio (DeFi P/E equivalent), sector comparables, narrative and structural risks. Before buying a crypto, distinguish serious project from hype.
Whitepaper Reader — anti-scam scan
Drop the whitepaper PDF. The AI detects classic scam patterns: toxic tokenomics (excessive team allocation), anonymous team, unrealistic claims (projected TVL vs chain, promised ROI), copy-paste of other projects, lack of real tech. A must before ANY purchase of a new or little-known project.
📡 Sentiment
Sentiment Tracker — contrarian signals
The AI scans Reddit, X, financial news, specialized forums on a ticker, classifies sentiment (bullish/bearish/mixed), identifies divergences with fundamentals. The "sentiment-vs-fundamentals gap" is one of the best known contrarian signals. Use when you hesitate on entry/exit timing.
Earnings Call Forensics — transcript decoding
Paste the transcript or drop the PDF. The AI detects weak signals CEOs try to hide: tone shifts vs last quarter, sandbagging, question dodging, rising caution words. Q-1 notes accepted for cross-comparison. Run each quarter on your active positions.
YouTube Transcript + CEO Forensics
Decode a YouTube transcript (earnings call, podcast, conference) with deep linguistic analysis: quantified verbal sentiment (% confidence vs caution words), avoided topics, repeated narratives, 0-100 confidence score. The generated memory is reinjectable into Sentiment Tracker, 10-K Decoder, etc. for a cross-source view.
Newsletter Voice — newsletter in your style
Step 1: train the style clone by pasting 3-5 past texts you wrote. Step 2: provide key bullet points and the AI generates a complete newsletter in your voice. For publishers: save 80% of writing time without diluting your personal tone.
🛠 Tools
Position Sizing — Kelly Criterion
Provide conviction (1-10), correlation with existing positions, desired risk cap. The AI computes the optimal position size via Kelly Criterion (fraction = (bp - q) / b) adjusted for correlation and volatility. Before each trade to avoid oversizing from excessive conviction.
FIRE Calculator — financial independence date
Provide income, expenses, allocation, growth projection. The AI computes your FIRE (Financial Independence Retire Early) date with French tax nuances (PEA, AV, PER). Ideal for anyone following the FIRE movement.
Voice — audio in/out
Voice input to dictate long prompts (thesis analyses, voice brief from an earnings call listened to while walking). Voice output to listen to the generated newsletter. No external API — uses the browser's Web Speech API.
🇫🇷 Taxation
Tax Optimizer France — French tax strategy
Advanced French tax strategy: PEA / Assurance-Vie / PER optimization, deductions, gifting, FCPI/FIP, deferrable deficit, fiscal relocation. Provide marginal tax bracket, savings capacity, wealth situation. Disclaimer: educational analysis, certified tax advisor validation recommended > €10K.
Tax Optimizer International — 8 countries
USA (cap gains, IRA, 401k), UK (ISA, capital gains), Belgium, Switzerland (cantonal), Spain, Germany, Italy, Portugal. Each country has its specifics: the AI knows the regimes, allowances, deadlines, bilateral tax treaties. For expats, dual residents, or before fiscal relocation.
🧠 Memory
Wealth — centralized portfolio
Stores your holdings (stocks, ETFs, crypto, real estate, cash, retirement) with auto-refresh prices via 11 providers (FMP, Polygon, Finnhub, CoinGecko, etc.). Historical snapshots for evolution curve. In any module, enable "💼 Use my wealth" to inject your wealth context — the AI adapts its recommendations to YOUR real situation. The most differentiating module.
Knowledge Base — personal RAG
Index your personal notes, past theses, research reports, PDFs. The app uses OpenAI text-embedding-3-small for semantic search. Enable "📚 KB" in any module → your most relevant documents are auto-injected into the prompt. Your augmented personal memory.
💼 Personal finance (V7-V12)
Monthly budget
Enter income / fixed / variable expenses / savings. Computes savings rate and investment capacity, projects 30 years at 7% return. Connected to bank CSV (12 pre-mapped FR banks) for auto-import.
Hidden fees
Detects TER, entry fees, AV management, brokerage. Compares with cheaper alternatives from the embedded base. Computes compounded impact over 10/20/30 years: a 0.85% AV vs 0.30% ETF = -€80K over 30 years.
Dividend tracker
Monthly calendar, yield on cost, annual projection, 5-year growth, passive-life coverage (how many months your dividends pay your lifestyle).
Diversification score 0-100
Objective measure: 40 pts concentration + 20 sectors + 20 geography + 20 asset classes. Detects tech over-concentration, lack of defensives, limited geo exposure. Strengths / weaknesses / recommendations.
French wealth method
Exhaustive FR checklist: switch bank AV → online, PEA/PER optimization, dismemberment, gift-sharing, flat tax. Saving potential computed for each rule. "Deepen with AI" button for personalized recommendation.
Bank CSV import
4-step wizard: bank selection → upload → mapping & preview → import. Auto-categorization from 50+ keywords. Boursorama, CA, BNP, LCL, SG, CM, BP, CE, ING, Hello bank, Trade Republic, Fortuneo + generic format.
Weekly auto-insights
Generates 3-5 insights per week: concentration alert, €100K milestone, excessive fees, tax opportunity. Weekly throttle, dismissable. 1-2 enriched insights with AI synthesis.
Price alerts (YouTube + manual)
Automatically extracts price levels mentioned in YouTube transcripts ("AAPL above 220 → buy"). Shows a global red indicator when a level is hit. Manual entry also possible.
French IFI Simulator
Computes the French wealth tax (Impôt sur la Fortune Immobilière) on your real estate after primary residence allowance (-30%) and deductible debts. Reduction strategies (dismemberment, charitable gifts -75%).
Goals — Financial targets
Define your targets (€1M net at 50, FIRE at 45, €50K house down payment). Auto-reads wealth, computes progression, projects if trajectory is respected. Notification if gap > 25%.
Live Watcher
Real-time charts on your favorite tickers, refresh 30s, integrated price alerts. 1D/1W/1M selector.
Account view
Wealth grouped by tax wrapper: PEA, AV, PER, CTO, Livret A, cash. Tax view + savings cap per wrapper.
Wealth projection
Projects your wealth over 30 years with 3 hypotheses (conservative 4% / median 7% / optimistic 10%). Includes monthly contributions from Budget.
Tax-Loss Harvesting
Scans your CTO positions in latent loss, proposes optimal sales to materialize deductible losses (10 years in FR, $3K/year in US). Suggests a similar asset for buyback without breaking your thesis.
Subscription detector
Automatically identifies recurring subscriptions and detects duplicates (3 streaming, 2 mobile plans, etc.). Typical savings: €20-50/month on forgotten subscriptions.
FR tax wrapper optimizer
Tells you the ideal PEA / AV / PER / CTO split based on your age and marginal tax bracket. Young active → PEA dominant, pre-retirement → PER + AV, retirement → AV transmission.
🎁 Advanced V11-V12 — 10 new modules
Gifts & Inheritance FR
Exhaustive simulator: €100K/child every 15 years allowance, €152,500/beneficiary AV before 70, temporary dismemberment (bare-ownership gift), direct line and siblings brackets. Includes children's inheritance + spouse exempt. The module that alone justifies the app for wealth > €500K.
Capital Gains Tracker (FIFO/LIFO/WAC)
Tracks each purchase lot (date + qty + cost). Compares taxation across FIFO / LIFO / WAC before each sale, with PFU 30% calculation. Auto-import from Wealth. Massive FR retail gap: neither Boursorama nor IBKR do it well.
Backtest 1990-2025
"How much would I have today if I had invested €200/month in MSCI World since 2010?" Simulates DCA or lump-sum on 6 typical portfolios (S&P 500, MSCI World, CAC 40 GR, 60/40, 80/20, World+BTC). Computes CAGR, multiple, max drawdown, strategy comparison.
Multi-currency P&L
Separates spot performance from FX impact. Ex: your S&P 500 made +12% in USD, but USD dropped 3% vs EUR → +9% net in EUR. Critical for those holding USD (>30% of portfolio).
Earnings Calendar
Lists upcoming earnings only for stocks/ETFs you hold. Day countdown, dates inferred by typical quarterly cycle. Manual override per ticker.
Correlation Matrix
Heatmap of correlations across 7 asset classes + weighted average correlation of YOUR portfolio. A score > 0.7 = highly correlated (poorly diversified); < 0.4 = well diversified.
ESG Impact Investing
E/S/G score per holding, fossil exposure, controversies. Weighted portfolio score. SFDR mega-trend, especially for investors < 40.
Estate Documents FR (Generator)
Generates draft: (1) Holographic will (to recopy by hand, art. 970), (2) Future protection mandate (art. 477), (3) Letter of instructions to notary with all your assets. .txt download. 70% of French people die without a will.
Macro Events Calendar
Fed/ECB/CPI/NFP calendar with expected impact (high/medium/low). All known 2026 dates + custom event entry (elections, summits). Weekly Monday review.
Performance Attribution (Brinson)
Decomposes your alpha into 2 sources: (1) allocation = good sector weights, (2) selection = good stocks within each sector. Lets you know if your outperformance comes from luck or skill.
14 AIs to choose from — smart router
Alpha embeds an intelligent router that picks the best model per module: Claude for PDFs and nuanced analysis, Grok for real-time X sentiment, Gemini for very long context, Perplexity for web research, Cerebras for speed, GitHub Models for the free tier. You can always manually force a provider.
Supported providers: Anthropic Claude, OpenAI ChatGPT, Google Gemini, xAI Grok, OpenRouter, Perplexity, Mistral AI, Cerebras, GitHub Models, NVIDIA NIM, Hugging Face, Cloudflare Workers AI, Together AI, Cohere.
11 financial data providers
For prices, fundamentals, news, screening: FMP, Alpha Vantage, Polygon, Finnhub, Tiingo, Twelve Data, FRED (Fed macro), Etherscan (on-chain), CoinGecko (crypto), DefiLlama (DeFi), SEC EDGAR (filings), Frankfurter (FX). Optional and configurable — enrich analyses without changing AI cost.
Frequently asked questions
How many analysis modules does Alpha offer?
Alpha bundles 46+ modules covering quick decisions, fundamental analysis, macro, crypto, sentiment, productivity tools, French taxation, long-term memory and personal finance.
Which AIs can I use inside Alpha?
14 AI providers: Claude, ChatGPT, Gemini, Grok, Mistral, Perplexity, Cerebras, GitHub Models, NVIDIA NIM, Hugging Face, Cloudflare AI, Together AI, Cohere and OpenRouter. You pick and pay at the official rate (BYOK).
Is my data kept private?
Yes. Alpha is 100% client-side: no server stores your keys or analyses. Everything is encrypted locally and only transits directly to the AI provider you've chosen.