Alpha vs Koyfin: the full 2026 comparison

Q: Does Alpha replace Koyfin for screening?

Not entirely. Koyfin keeps the edge on advanced fundamental screening and pro charts. Alpha wins on AI analysis, portfolio audit, wealth tracking and privacy.

💡 Instant verdict: Koyfin is still excellent for fundamental screening and pro charts. But zero integrated AI, data stored on their cloud, and a non-negotiable $468/yr tag. Alpha gives you 60 AI modules, 14 AIs and 100% local privacy for $9.99/mo — or $299 lifetime. If you do rigorous fundamental analysis, the call is clear. If you do 90% screening + chartism, Koyfin still leads.

Koyfin established itself as the consumer-facing alternative to Bloomberg: modern UI, powerful screening, customizable dashboards. The catch in 2026 is that it remains stuck in the "data terminal" category while value has shifted toward AI-powered automated analysis. This comparison runs through 18 criteria (price, AI, modules, privacy, mobile, multi-AI, BYOK, taxes, RAG, wealth tracker, support…) so you can choose without regret. We'll also be honest: on a few axes (advanced screener, technical charts, exotic asset coverage) Koyfin keeps the lead. But on everything else — 10-K analysis, automated DCF, CEO Forensics, portfolio audit, tax optimization, pricing — Alpha wins on paper and in your wallet.

Detailed comparison table: Alpha vs Koyfin

Criterion	Alpha	Koyfin Premium
Monthly price	✅ $9.99/mo	~$39/mo
Annual price	✅ ~$120/yr or $299 lifetime	$468/yr
AI analysis modules	✅ 60 dedicated modules	❌ 0 AI modules
Multi-AI (BYOK)	✅ 14 providers (Claude, GPT, Gemini, Grok, Mistral…)	❌ None
100% local data (private)	✅ All in your browser	❌ Koyfin cloud
RAG on your personal documents	✅ Built-in	❌ No
Wealth tracker (full net worth)	✅ Multi-account, multi-currency	❌ Watchlists only
AI portfolio audit (0-100 score)	✅ Automated	❌ No
10-K / 10-Q decoder	✅ Dedicated module	❌ No
Automated DCF	✅ Dedicated module	⚠️ Manual via tables
CEO Forensics / earnings sentiment	✅ Dedicated module	❌ No
Advanced fundamental screener	⚠️ Basic	✅ Excellent (market reference)
Pro technical charts	⚠️ Standard	✅ Excellent
Native mobile	✅ iOS + Android + Desktop	✅ iOS + Android
Tax optimization (multi-jurisdiction)	✅ FR PEA + 7 other countries	❌ US-centric
Per-request AI cost tracking	✅ Built-in	N/A
Lifetime deal available	✅ $299 one-time	❌ Subscription only
Money-back guarantee	✅ 14 days	⚠️ 7 days partial

Why Alpha wins on AI analysis

Koyfin shows you the numbers. Alpha analyzes them for you. That's the fundamental difference between 2020 and 2026. On Koyfin you open a balance sheet, read ratios, copy-paste to ChatGPT, rephrase your question, wait, paste back into a spreadsheet. The whole loop costs 30-60 minutes per ticker.

On Alpha, you drop the 10-K into the dedicated module. Thirty seconds later you get: executive summary, hidden risks (with exact citations), YoY KPI variation, sector comparison, DCF + multiples valuation, and a reasoned recommendation. Each module uses a system prompt calibrated by a senior analyst, and you pick your AI (Claude Opus for quality, Cerebras for speed, Gemini Flash for cost). Koyfin offers nothing equivalent and won't anytime soon — it's not their product DNA.

Why Alpha wins on privacy

Your watchlists, portfolios, search history: on Koyfin everything sits on their AWS servers. Legal, classic — but it means a Koyfin employee (or a breach) could see you've been accumulating Hermès for 6 months, or that 47% of your wealth is in NVIDIA. For many that's fine. For anyone running a small RIA, a family office, or managing client money: it's a dealbreaker.

Alpha runs 100% client-side. Your portfolio, notes and RAG documents stay in your browser's IndexedDB. No Alpha server ever sees this data. When you run an AI analysis, your request goes from your browser straight to OpenAI/Anthropic via your API key (BYOK). Alpha is never the middleman. It's technically verifiable: open DevTools Network tab, you'll never see a call to an Alpha server for your data.

Why Alpha wins on real-world price

Koyfin = $468/yr. No long-term commitment option (Koyfin offers no lifetime). Over 3 years you pay $1,404. Over 5 years: $2,340. Pricing has only gone up since 2020 (from $300 to $468). No reason it'll stop.

Alpha monthly = $9.99/mo, ~$120/yr. Over 3 years: $360. That's $1,044 in savings. Better: Alpha offers a $299 lifetime (one-time payment). Over 5 years, Alpha lifetime works out to ~$60/year equivalent — Koyfin sits at $468/yr. You pay 7.8× less. And get 60 AI modules on top.

When to prefer Koyfin (yes, really)

💡 Radical honesty: if your workflow is 90% screening + chartism + multi-asset macro tracking, and you almost never do deep-dive fundamental analysis, then Koyfin remains better than Alpha on those specific axes. No point switching just to save $25/mo if you're going to lose 2 hours a week to a worse screener.

Cases where Koyfin is the right call:

You build 5+ custom screeners per week with 20+ criteria each
You live inside technical charts with 15 indicators stacked
You track fixed income, FX, commodities alongside equity
You don't use AI and don't plan to
You already have your fundamental analysis workflow elsewhere (Excel + sell-side)

Cases where Alpha is the right call: everything else. Especially as soon as you want to automate 10-K reading, run a quick DCF, audit a portfolio, track full net worth, or care about position confidentiality.

1-year and 3-year cumulative pricing

Period	Koyfin	Alpha monthly	Alpha lifetime	Savings vs Koyfin
1 year	$468	$120	$299 (one-time)	$348 to $169
3 years	$1,404	$360	$299	$1,044 to $1,105
5 years	$2,340	$600	$299	$1,740 to $2,041

These calculations don't include the value of the 60 AI modules included with Alpha (equivalent to a ChatGPT Plus + Perplexity Pro subscription = ~$360/yr extra if you wanted to replicate it on top of Koyfin).

FAQ

Does Koyfin have integrated AI in 2026?

No. Koyfin remains a pure data terminal with dashboards and screener. Zero AI analysis modules. You have to copy-paste manually into ChatGPT for analysis — without calibrated prompts, without cost tracking, without per-task AI selection.

What is the real price of Koyfin Premium?

Koyfin Premium is roughly $39/month or $468/year. No lifetime option, subscription only. Pricing is up ~50% since 2020.

Does Alpha replace Koyfin for screening?

Not entirely. Koyfin keeps the lead on advanced multi-criteria fundamental screening and pro technical charts. Alpha wins on AI analysis, portfolio audit, wealth tracking and privacy. Many users combine both: Koyfin (screening) + Alpha (analysis + wealth tracking).

Is my data private with Koyfin?

No. Koyfin stores watchlists, portfolios and search history on its cloud servers (AWS). Alpha keeps 100% of data locally in your browser. Verifiable via DevTools.

How much do I save over 3 years switching from Koyfin to Alpha?

Koyfin over 3 years = $1,404. Alpha monthly over 3 years = $360 (saves $1,044). Alpha lifetime = $299 one-time (saves $1,105 over 3 years, $2,041 over 5 years).